A denial lands and almost nobody appeals it. If your audience is living that, you can point them somewhere useful in thirty seconds — here is the language that holds up, the disclosure you owe them, and a link that tells us the post came from you.
When your insurance denies a medication or a procedure, you have the right to appeal — and almost nobody does, because the appeal is written in a language most people do not speak. Cove Health pairs you with a licensed physician who reads your records, decides whether the case has merit, and writes the appeal letter for you. $100 for one case, or $29.99 a month if you want it ongoing.
Please carry this with any version you record: Cove Health, Inc. provides non-legal patient advocacy services and does not provide legal advice or representation. Submission of records does not guarantee a particular outcome.
SayYou upload your denial letter and your records. A licensed physician reads the case, and if it has merit they write the appeal — citing the guidelines and your own clinical history — and send it to whoever decides.
NotThey get your denial overturned.
The plan decides, not us. Saying otherwise is an outcome promise, and under the FTC's Endorsement Guides your claim counts as ours.
SayA licensed physician writes it and signs it. It is not a template you fill in, and it is not a chatbot.
NotAn AI writes your appeal for you.
Software organises the guidelines and prior decisions; a physician reviews the case and writes the letter. Getting this backwards misdescribes the product.
Say$100 for a single case, or $29.99 a month for ongoing advocacy. Month to month, cancel any time.
NotIt basically pays for itself.
That is a financial claim about an outcome nobody can predict. Quote the price and stop there.
SayIf a physician reviews the case and does not think it has merit, they tell you that instead of taking it forward.
NotThey take every case.
They do not, and saying they do sets up the exact disappointment that turns a good video into a complaint.
SayAppeal windows are short and they start on the date printed on the denial letter — commonly 180 days on employer and marketplace plans, and shorter on some. Check your own letter, it is the authority.
NotYou only have 30 days, so hurry.
Real deadlines are worth stating; invented ones are deceptive urgency. Point people at their own letter rather than at a countdown.
SayOf 86 million denied in-network claims in 2023, patients appealed 376,508 — under 1%. Almost nobody appeals.
NotMost appeals succeed.
The first figure is public and sourced to KFF, so put the source on screen. The second has no source we can stand behind, so it does not get said.
SayCove Health is a patient advocacy service, not a law firm, and nothing in the video is legal or medical advice.
NotExplaining what a specific viewer should do about their own claim or their own condition.
General information is fine. Directing one person's care or claim is not, whoever is speaking.
If Cove Health pays you, gives you the service, or pays you per sign-up, the FTC treats what you say as our advertising and requires you to disclose the connection. Doing it properly protects you first and us second.
On screen, from the first second: Paid partnership with Cove Health. Spoken, in your own voice: Cove Health is paying me to talk about this.
Not being paid? Then say that instead — Nobody paid me for this — and keep every other rule on this page.
Source — Federal Trade Commission, The FTC’s Endorsement Guides: What People Are Asking.
https://www.covehealth.net/check.html?src=creator&utm_source=tiktok&utm_medium=creatorNothing you type here is sent anywhere — the link is assembled in your browser. The tags tell us which post someone arrived from; they carry no information about the person who clicked.
Every screenshot here is captured against fabricated sample data — no real case, letter or patient information appears in any of them, and none may ever appear in yours. Do not film a real denial letter, a real name, a member number or a date of birth, your own included. The full kit, including colour values and the rules for using the mark, is on the press page.
Want a physician to fact-check a script before you post, or to answer a question on camera? Send the draft and the date you are posting. We would rather read it early than issue a correction later.
